Market examples of SPCPs

Movement Mortgage
Movement Mortgage Community Assistance Program offers up to $8,000 in credits and preferred terms in this SPCP.

Small Business: Union Bank
Business Diversity Lending SPCP is designed to empower woman-, minority- and veteran-owned businesses.

Nonprofit: Black Developer Capital
Low Income Investment Fund (LIIF) CDFI partners with National Affordable Housing Trust to address systemic market gaps with this black developer capital initiative.

Nonprofit: Equity DPA - National
Equity DPA is a soft-second down payment and closing cost assistance program designed to provide financing for LMI and BIPOC first time homebuyers.

Nonprofit: CFE 2nd/DPA - DC
The City First Homes, Homes by CFE program provides an affordable second mortgage of up to 20% LTV for qualifying African-American and Hispanic first-time homebuyers.

Beneficial State Foundation
At Beneficial State Foundation, we’ve compiled a list of resources and created a sample SPCP to inspire lenders to develop their own programs, addressing the systemic barriers to equal financing that many face in this country.