Useful Blogs on SPCPs

CFPB Blog on SPCPs

Expanding Access to Credit to Underserved Communities

Susan M. Bernard and Patrice Alexander Ficklin – July 31, 2020

Racial Justice in Housing Finance

Racial Justice in Housing Finance: A Series on New Directions

Jay Sizer Cullen, Bryan Kim, Zachary Levine, Jaden Powell, Julie Rong, and Christopher Shenton – May, 2021

Using SPCPs to Expand Equality

Using Special Purpose Credit Programs to Expand Equality

National Fair Housing Alliance

November 4, 2020

Racial Bias in Underwriting

Closing the Homeownership Gap Will Require Rooting Systemic Racism Out of Mortgage Underwriting

Liam Reynolds, Vanessa G. Perry, Jung Hyun Choi – October 13, 2021

Place-based SPCPs

How Place-Based Special Purpose Credit Programs Can Reduce the Racial Homeownership Gap

Jung Hyun Choi, Liam Reynolds, Vanessa G.
Perry – February 1, 2022

People-based SPCPs

How People-Based Special Purpose Credit Programs Can Reduce the Racial Homeownership Gap

Liam Reynolds, Jung Hyun Choi, Vanessa G. Perry – April 22, 2022