Useful Blogs on SPCPs
CFPB Blog on SPCPs
Expanding Access to Credit to Underserved Communities
Susan M. Bernard and Patrice Alexander Ficklin – July 31, 2020
Racial Justice in Housing Finance
Racial Justice in Housing Finance: A Series on New Directions
Jay Sizer Cullen, Bryan Kim, Zachary Levine, Jaden Powell, Julie Rong, and Christopher Shenton – May, 2021
Using SPCPs to Expand Equality
Using Special Purpose Credit Programs to Expand Equality
National Fair Housing Alliance
November 4, 2020
Racial Bias in Underwriting
Closing the Homeownership Gap Will Require Rooting Systemic Racism Out of Mortgage Underwriting
Liam Reynolds, Vanessa G. Perry, Jung Hyun Choi – October 13, 2021
Place-based SPCPs
How Place-Based Special Purpose Credit Programs Can Reduce the Racial Homeownership Gap
Jung Hyun Choi, Liam Reynolds, Vanessa G.
Perry – February 1, 2022
People-based SPCPs
How People-Based Special Purpose Credit Programs Can Reduce the Racial Homeownership Gap
Liam Reynolds, Jung Hyun Choi, Vanessa G. Perry – April 22, 2022
SPCP Best Practices for Nonprofit Organizations
These practices are intended to help nonprofits develop programs that are safe and
responsible, facilitate partnerships with for-profit institutions where appropriate, and
mitigate legal and reputational risks.
